A Frugal Living Tips blog, in the blog, you will find tips about saving, budgeting, student finance, making money, running a business, and anything else that has to do with frugal living. Frugal Living Tips is a project run by owners, Jason and Aimee. The goal of this site is to give everyone tips on how to Make Money Online, Personal Finance, Internet Businesses and various other subjects. Some of the tips that they provide are how to choose the right credit, strategies for paying off a debt fast, smart credit card use, college student loan information, a guide to frugal banking for students, how to get a student loan with no credit, and a lot more. One of their posts, Choosing the right Credit Card, they tell you what an interest rate is, what your company is charging, if you are a supported customer, and any thing else that you need to know. Also, in their post, ‘What happens if I don’t pay my loan off?’, failure to repay the loan a may lead to consequences. Some of the consequences are: no further financial help,19.5% collection cost can be added to the student loan, a legal notice can be sent to the employer asking them to forward 15% of your salary towards repayment of your loan, and much more consequences. So for Frugal Living Tips, foximus.com is the place to go.

I would love to change all the knobs in our kitchen cabinets with industrial knobs; it would be perfect since we have a stainless steel dishwasher. I did mention to hubby about it but he doesn’t like it, he said it won’t match the cabinets he built. Well- for now I won’t bother him about it because I know he will say yes eventually.

By the way friends, I’m really sorry haven’t been in your blog lately, I am really busy. Right now I got no choice had to work and write some assignments that due in 2 hours. I have couple more after this and I’m off to bed. I can’t wait to see how many people will show up since we had a huge lay off today. I’m fortunate enough I got pick to stay. Thank God!

Okay- I’ve watched the Grey’s Anatomy two-hour season premiere night so far so good. I almost got worked up when Rose (the nurse) tells Derek-McDreamy “I wish there were a good way to say this: I’m carrying your child,” … what a stinker! I don’t like her for some reason. What about the new dr. McArmy (Kevin McKidd)? hmmm interesting; well at least will give Cristina a reason to move on.

Here’s the high light of Grey’s Anatomy two-hour season premiere.

‘Grey’s’ returns with new hunky doc, old drama Kevin McKidd moves from ‘Rome’ to Seattle to liven up season premiere.

Back to basics: When “Grey’s Anatomy” returned Sept. 25, Meredith spent the episode talking herself in and out of moving in with Derek, eventually (as always) using her patients as tools of self-discovery and choosing cohabitation. Derek successfully shook off a resentful Rose, who agreed to retreat to another specialty so she won’t keep stabbing him during surgeries.

Lexie’s debilitating crush on George was noticed only by McSteamy, who chose to tease her about it relentlessly (and delightfully). Alex and Izzie were getting along pretty well until Meredith blabbed that Izzie had gained new respect for him, at which point he reset his controls to “great big jerk.” Callie and Hahn avoided each other following their big season-ending kiss, but they eventually decided to try dating, kind of, maybe.

Cold-hearted: On an implausibly snowy September night in Seattle, Cristina took a giant icicle to the chest.

If you’ve ever thought to yourself, “One of Meredith’s best friends could be lying on a table with a sharp object sticking out of her chest, and I bet Meredith would still be yapping about her boring life with all the self-awareness of a thirteen-year-old’s MySpace page,” you now know you were right.

In fact, Cristina tried to give Meredith the “shut up shut up SHUT UP” speech viewers have long known Meredith needed to hear. Meredith did not shut up.

Traumatized housewives: The patients all came from a single story in which Bernadette Peters, Mariette Hartley, and Kathy Baker played three society women whose husbands were injured in the same limo accident. Infidelities were uncovered, friendships were tested, and one out of three husbands died. So … another average day at Seattle Grace.

Welcome, Dr. McArmy: Fortunately for Cristina, any grumpiness brought on by being impaled was moderated by the intriguing arrival of one Major Owen Hunt (Kevin McKidd, most recently of NBC’s “Journeyman,” previously of HBO’s “Rome”). He’s an Army trauma surgeon who arrived on the scene after performing an emergency tracheotomy on one of the husbands, stapled his own leg wound without the benefit of anesthesia, laid a big smooch on Cristina, and then turned down a position at the hospital — a “no” you can be sure won’t last.

Psych!: Two fake-outs were included for the transparent purpose of season-premiere teasers: Meredith keening over a dead Derek (it’s just a dream!), and Rose somberly telling Derek that she was pregnant (she’s just kidding!). Once is bad enough, but using this device twice in the same episode suggests a lack of confidence in the actual story.

Grade-grubbing: Seattle Grace slipped substantially in national rankings of teaching hospitals, perhaps as a result of the doctors using the patients to sort out their personal problems. Expect to see plenty of internal hospital politics this season as the quest to improve the ranking continues.

First new rule that should be considered: Less sex in the closets.

courtesy: MSNBC

Vacationing in Caribbean is one of the places I have in my/our vacation list; hopefully I can cross it out pretty soon. But I doubt it, more likely a year from now or two. Next year number 1 in my vacation list of course none other than Philippines, my home sweet home. In any rate, if you have been dreaming or you want to take the entire family to have a fabulous vacation in Caribbean Wimco can help you if you don’t know where to start. Wimco have been around at least 23 years and you can be re-assure to have an excellent service from pre-trip to the flights up and back, renting a private villa and many more. Renting a private villa to me is the best way for the entire family; so why not browse through the featured Caribbean villa rentals at wimco.com and find the perfect private villa for the family to enjoy.

…on getting fit. I just don’t like what I’m hearing each time friends get together; nicely said, “Carlota what’s going on, you put up quite of weight”? Sad to hear but it’s true. I need to find an easy way to lose some weight or perhaps the best fat burners out there since I don’t have the time like it was. Akin to, 3 years ago I lost 28 lbs and 4 sizes of pants in 6 weeks without dieting. It felt so good. I was determined then and discipline myself when I eat, no seconds whatsoever. Plus I was doing Pilates 5 times a week and in the weekend I do my cardio, Taeboo for an hour or so. I surely miss those days when I was indomitable.